What will take place during the inspection?
The CARCO inspector will complete a state-mandated inspection report form,
noting the general condition of your vehicle, options, accessories, vehicle
identification number (VIN), odometer reading, and other required
information. You will then review and sign the inspection report. At the
completion of the inspection, you will be provided with a copy of the
official report, which should be retained for your personal records. The
original inspection report, with photos, will be processed by CARCO and
forwarded to your insurance company.
What documents should I bring to the inspection site?
Please bring any documentation that lists your insurance company along with
your policy number and a description of your vehicle. This information
should be presented to the inspector for mailing to CARCO, along with your
completed inspection report. The documentation is used in processing your
inspection report; however, if no documents are provided, you may still have
your inspection completed.
How long will the inspection take?
The process will take approximately 15-20 minutes to complete. Although most
inspection sites do not require an appointment, it is best to call ahead to
confirm availability.
Automotive Insurance NJ Vehicle Photo Physical Damage Inspection
Locations
Seven days from the effective date of your policy, 7 days from the date the
vehicle with physical damage coverage was added to your policy or 7 days from
the date physical damage coverage was added to a vehicle already on your policy.
Coverage will be suspended until you have this done. Then coverage may be
reinstated upon receipt of proof of completion.